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Some Important information to the time of Getting under the hood of motor insurance

In India most insurance claims related to motor accidents. Every day more than 10,000 motor insurance claims are filed; there are more than 1,000 a day in big cities claim. The good news is that pay a high proportion of the claim, if you like that, thinking; More than 95% for many insurance companies.

The bad news is that many are not automobile insurance; people hesitate to file claims because they are unsure of the process and because of our own shortcomings mainly administrative claims are rejected.

Vehicle owners felt in accidents, they are exposed to unlimited liability, many more vehicles will be insured. Motor accident claim Tribunal accident compensation to the victims or their next of kin to determine. Awards are increasing the frequency and payments of RS.50 million are more common. Without third-party insurance – which, incidentally, is inevitable-you will need to pay it. More than 1,000 third-party claims are filed every day, so it's a threat to be ignored. In addition, third-party liability motor insurance covers the cost of the damage to your vehicle. This cover, damage, called no compulsory due to the rising cost of repair is worth buying.

Because it's easy and efficient claims process you should not be afraid. If possible, take a photo of the accident. This is how the damage was caused by that. Inform your customer service number on the insurance company. Closest to the car workshop. This is a, so your insurance company tow service. If you notify the insurance company it is your vehicle reaches the workshop. These workshops take complete ownership of the claims process to inspect the management of paperwork and follow-up from the vehicle repair. Increasingly, pay cash directly to workshop workshops where the insurance company offer repair.

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Five reasons that our controls are well within most claims are rejected. First off, the driver does not have a valid license. It can be terminated or a separate vehicle category or fake. Second, a personal vehicle was used as a taxi. Car-pooling goes as this problem is happening all over the world in mind. Thirdly, insurance and vehicles are owned by different people. Means, an insurance perspective, there are no insurable interest in the car policyholders. This is a common problem when vehicles are resold. Sometimes is transferred to the vehicle, but don't have insurance, or vice versa. Fourth, the owners their cars LPG is installed but that regional transport Office (RTO) or registered with the insurance company. Fifth, the owners recklessly. They log in with water (engine can be forfeited, as insecure) engine or leave the car unattended. These five issues are addressed; it will be quite a few paid your claim motor.

A frequent complaint is that the final claim amount settled. Disagreement on vehicles that are most severely damaged. Auto owners insurance company because it's cheaper to repair will try as a total loss while vehicle like to write. The issue through discussion and depends on external survey report can be solved by. Another common reason for low amount that does not cause loss of repaired accident vehicle owner tries to achieve. Insurers to identify such abuse are easily.

There are a few myths that I should remove the motor insurance. For your loss in an accident every auto insurance payment, because the other driver's fault there is no need to install. So, don't argue with the other driver. You'll ruin your health and road blocks for everyone. If you were at fault, then you pay for other vehicle repair is to mean. Your insurance will pay for repairs. All motor insurance conditions of standard policy, which means that it is a insurance where you need to read the legalese of each contract. You buy a new car dealer insurance is expensive. You can save thousands by buying separately rupees.

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Insurer’s extensions and Add-ons that is useful, especially for more expensive cars. There are zero relevant depreciation, engine seizure and tire repair extension. No cuts are made for depreciation, because the zero depreciation value for loss cover effectively allows you to obtain. Engine seizure prone to rain and waterlogging covered areas. Tire repair for luxury car cost a small fortune where the tire is important.

Finally, on a different note, more than 10,000 claim the insurer's public disclosure of reports every day. Road Transport Ministry cited a widely reported road accidents that at least 1,500 publishes reports of road accidents a day. Official data at almost 10 times the accident insurers. Government and industry cooperation and a set of statistics to put out a case.

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